> For the complete documentation index, see [llms.txt](https://docs.linora.finance/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://docs.linora.finance/cards-and-usage/cards.md).

# Cards

{% hint style="danger" %}
**Important** Payments cannot be made directly from the wallet balance. Funds must be transferred to a card before use.
{% endhint %}

<table data-view="cards"><thead><tr><th></th><th></th><th data-hidden data-card-cover data-type="image">Cover image</th></tr></thead><tbody><tr><td><p><mark style="color:blue;"><strong>Card-based balance model</strong></mark></p><p><strong>Linora</strong> separates funds into two distinct layers:</p><ul><li><strong>Wallet balance</strong> — holds deposited funds</li><li><strong>Card balance</strong> — used exclusively for payments</li></ul></td><td></td><td><a href="/files/vCak7haL739G7XLhEUwj">/files/vCak7haL739G7XLhEUwj</a></td></tr><tr><td><mark style="color:blue;"><strong>Managing cards</strong></mark></td><td><p>Users can manage cards through:</p><ul><li>the <strong>web dashboard</strong>, and</li><li>the <strong>mobile application</strong></li></ul><p>Card management includes:</p><ul><li>creating new cards,</li><li>allocating balances,</li><li>monitoring activity and status.</li></ul></td><td><a href="/files/ebOSXngpqVXlo2MIPXTx">/files/ebOSXngpqVXlo2MIPXTx</a></td></tr><tr><td><mark style="color:blue;"><strong>Multiple cards</strong></mark></td><td><p><strong>Linora</strong> allows users to create <strong>multiple cards</strong> within a single account.</p><p>This enables:</p><ul><li>separating expenses,</li><li>assigning cards to different use cases,</li><li>improved spending control.</li></ul></td><td><a href="/files/TnuEru1vZQ2hPqQ6GgAL">/files/TnuEru1vZQ2hPqQ6GgAL</a></td></tr><tr><td><mark style="color:blue;"><strong>Card usage across platforms</strong></mark></td><td><p>Card balances and status are synchronized across all platforms.</p><ul><li>Actions performed on the web dashboard are reflected in the mobile app</li><li>Actions performed in the mobile app are reflected in the web dashboard</li></ul></td><td><a href="/files/AK59EIoDMbibSylx9N1s">/files/AK59EIoDMbibSylx9N1s</a></td></tr><tr><td><mark style="color:blue;"><strong>Card limitations</strong></mark></td><td><p>Card functionality is subject to:</p><ul><li>balance limits</li><li>service and issuance fees</li><li>compliance and platform rules</li></ul><p>Detailed limits and fees are shown during card creation and funding.</p></td><td><a href="/files/5QlC6KWyOMathrOgCBpU">/files/5QlC6KWyOMathrOgCBpU</a></td></tr></tbody></table>


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